AI Credit Underwriting And Collections Could Reshape Banking Faster Than Many Expect

Published on 24 April 2026

24 banks say AI will drive non food credit momentum

A new survey of 24 banks across segments points to growing optimism on credit expansion, with lenders expecting steady momentum in non-food credit. The bigger message: AI driven credit underwriting and collections are emerging as likely disruptors in banking, changing how lending decisions are made and how repayment is managed.

Survey covers 24 banks across multiple segments
Lenders expect continued momentum in non-food credit
AI driven underwriting and collections seen as major disruptors
Credit expansion outlook remains broadly positive

#banking #credit #ai #collections

Read the full story at The Economic Times

This summarization was done by Beige for a story published on The Economic Times

AI Credit Underwriting And Collections Could Reshape Banking Faster Than Many Expect

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