Over half of young Indians drop health insurance within three years as coverage stagnates

Premiums jump 9.1% but coverage grows by just 1.4%

A survey by Niva Bupa finds over half of young Indians exit health insurance within three years. While total premiums rose 9.1% to Rs 1.2 lakh crore in FY25, the number of lives covered grew only 1.4% to 58 crore. The widening gap points to rising costs and weak retention among younger policyholders.