Tata Capital Q4 profit jumps 43% and dividend announced as AI reshapes risk management

AI-driven risk checks cut credit costs and sharpen margins

Tata Capital posted a 43% year-on-year jump in Q4 FY26 net profit to Rs 1,502 crore, with 9% revenue growth. The company also announced a dividend and credited broad AI integration for improving risk management, operational efficiency and cost control. It claims better cost-to-income metrics and lower credit costs, making the quarter stand out for investors deciding on buy sell or hold.