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Crisil Sees Indian Banks Keeping Gross NPA Range 2 0 to 2 2 by March 2027

Crisil Sees Indian Banks Keeping Gross NPA Range 2 0 to 2 2 by March 2027

Crisil Ratings says Indian banks should keep asset quality largely stable, with gross NPAs expected to remain between 2.0% and 2.2% by March 2027. That would be only slightly above the projected historic low of 2.0% in March 2026. Resilience is driven by stronger corporate balance sheets, while MSMEs face pressure amid the West Asia conflict.

Summarised by Beize from a story on The Economic Times on 24 Apr 2026
Banks cut overseas forex bets fast ahead of RBI deadline slashing exposure to single digits

Banks cut overseas forex bets fast ahead of RBI deadline slashing exposure to single digits

Indian banks have largely unwound their net open foreign exchange positions ahead of an RBI deadline, shrinking aggregate exposure from about $40 billion to roughly $4–7 billion. The regulatory-driven exit is expected to keep pressure on the rupee, with traders eyeing a 93/$ to 94.50/$ band and a depreciating bias.

Summarised by Beize from a story on The Economic Times on 24 Apr 2026

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RBI caps rupee exposure banks scramble and NDF premium jumps sharply

RBI caps rupee exposure banks scramble and NDF premium jumps sharply

RBI’s new $100 million cap on banks’ net open rupee exposure pushed traders to unwind overseas hedges on Monday. The scramble widened the spread between local and offshore rupee rates, sending the NDF premium higher. Treasury officials warn banks could face sizable mark-to-market losses as they rush to meet the tighter rule.

Summarised by Beize from a story on The Economic Times on 24 Apr 2026
Banks demand RBI clarity on forex hedges as new rules risk delaying real trade flows

Banks demand RBI clarity on forex hedges as new rules risk delaying real trade flows

Banks have asked the Reserve Bank of India to clarify forward contract rules for forex hedging. They warn that RBI steps designed to curb speculation may unintentionally restrict genuine trade hedges. Corporates, meanwhile, are struggling with payment delays and slower cargo timelines amid ongoing global conflicts, prompting industry groups to escalate concerns to the regulator.

Summarised by Beize from a story on The Economic Times on 24 Apr 2026
Tamil Nadu bank holiday today April 23 2026 for elections are banks open or closed

Tamil Nadu bank holiday today April 23 2026 for elections are banks open or closed

Tamil Nadu goes to the polls on April 23, 2026 for the Legislative Assembly elections, and the day is marked as a public holiday affecting businesses. The article breaks down whether banks are open or closed on election day and notes that results are expected on May 4, 2026.

Summarised by Beize from a story on The Economic Times on 24 Apr 2026
RBI lifts NDF limits but banks reportedly refuse client trades over lingering regulatory fear

RBI lifts NDF limits but banks reportedly refuse client trades over lingering regulatory fear

The RBI removed fresh restrictions on Indian rupee non-deliverable forwards, but multiple sources say banks are still not rolling them out to clients. The original curbs were imposed after the rupee hit a record low and were lifted this week. Banks are allegedly avoiding trades citing regulatory risk, slowing access to a key hedging tool.

Summarised by Beize from a story on Republic on 24 Apr 2026

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ED shifts to victim compensation and banks want credit for INR 29000 crore cheques

ED shifts to victim compensation and banks want credit for INR 29000 crore cheques

Enforcement Directorate (ED) is now placing greater weight on compensating scam victims, signaling a shift in how financial enforcement delivers justice. The change is being framed as both an evolution of the agency’s role and a way to strengthen public confidence in India’s financial system, with banks reportedly welcoming the direction and scale of support.

Summarised by Beize from a story on The Economic Times on 24 Apr 2026
Banks are shifting from loans to mutual funds and it changes everything for savers

Banks are shifting from loans to mutual funds and it changes everything for savers

Banks that traditionally relied on deposits and wholesale funding to drive lending are increasingly parking money in mutual funds. The move helps manage returns and liquidity but also puts banks in direct competition for investors’ savings, where mutual fund investments can replace or reduce demand for bank deposits and loans. The result: a reshaped financial landscape.

Summarised by Beize from a story on The Economic Times on 24 Apr 2026
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