HDFC Bank delivered a strong FY26 with net profit up 10.9% to Rs 74,700 crore, backed by 12.1% loan growth, steady deposits, and best-in-class asset quality. Even after recent governance-related headlines and leadership changes, CreditSights expects no meaningful impact on the bank’s credit profile or stability. Gross NPAs eased to 1.15% and CET1 stayed robust at 17.3%.
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