PM Rahat is a new cashless healthcare scheme for road accident victims, designed to cut delays that can cost lives. Under the technology-driven framework, eligible victims can get cashless treatment for up to seven days with coverage up to Rs 1.5 lakh. Here’s how to access services, check eligibility, understand coverage, and file claims step by step.
Excessive smoking and alcohol use can ripple through India’s health insurance—changing how insurers judge risk, set premiums, and assess claim eligibility. Beyond lifestyle impact, insurers may factor these habits into underwriting decisions, waiting periods, or higher costs. The result: healthier behavior can mean better pricing, while persistent use can lead to tougher claim outcomes and scrutiny.
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The EPFO EDLI Scheme provides lump sum death benefits for private sector salaried employees, typically between Rs 2.5 lakh and Rs 7.5 lakh. Recent changes also guarantee a minimum payout of Rs 50,000 for early deaths and factor in service continuity gaps, shaping eligibility for families seeking the claim amount.
New India Assurance is reshaping its strategy to reach India’s underinsured MSME ecosystem, focusing on accessibility rather than just reducing premiums. CMD Girija Subramanian says the company will introduce simpler products, explore parametric insurance in allied sectors, and prioritize speed in claims settlement to build trust and accelerate growth.
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