The RBI has issued the Commercial Banks Prudential Norms on Capital Adequacy Fifth Amendment Directions 2026, allowing banks to reckon profits from the current financial year for CRAR calculations on a quarterly basis. The move applies subject to specific conditions and a prescribed formula, potentially giving banks greater flexibility in meeting capital adequacy requirements.
The Department of Financial Services has approved Viability Plan 2.0 for Regional Rural Banks, a three-year programme running from 2025-26 to 2027-28. It targets better operational efficiency and stronger financial stability through four pillars: operational excellence, asset quality, profitability, and growth. The DFS will monitor key metrics including CRAR and digital adoption to measure progress.
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