Tata Capital expects a strong FY27 performance supported by growth, better margins and operating efficiency. The firm highlights a continued drop in credit costs, attributing it to a disciplined risk culture and the adoption of AI. Looking ahead to FY28, it targets 23–25% loan growth, focusing on housing finance and retail products to improve returns.
After a 2005 rush, Indian IT’s push into consulting stumbled for years, with repeated failures and retreats. Now, GenAI is reviving the playbook by enabling strategy-led offerings, not just delivery. With firms betting big again, the question is whether this time AI can convert consulting ambitions into sustained wins.
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