PNB Housing Finance expects 18–20% loan growth this fiscal year, with an ambitious push to build its loan book to Rs 1 lakh crore by FY27. The strategy leans on affordable and emerging customer segments, while recoveries from previously written-off loans are expected to keep credit costs under control.
In a 2025 decision, India’s Supreme Court backed a land buyer after a seller concealed an existing mortgage during the transaction. The court held that when property encumbrances are fraudulently hidden, the buyer is entitled to a full refund of the deposit. The ruling reinforces that prospective buyers must verify title and mortgage status before paying or registering.
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