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India bank credit growth expected to beat deposits again in FY27 despite CASA slide
Economy
Published on 24 April 2026
Credit to surge faster than deposits for 10 straight years
Analysts expect India’s bank credit to expand faster than deposits in FY27, with credit projected at 12–14% versus deposits at 10–12%. The outlook continues a pattern seen for more than a decade, raising liquidity management challenges. Revised liquidity norms could help, but falling CASA ratios remain a key risk to profitability.
- FY27 credit growth forecast at 12–14% versus deposits at 10–12%
- Credit has outpaced deposits for over a decade
- Revised liquidity norms may narrow the funding gap
- Declining CASA ratios could pressure bank profitability
Read the full story at The Economic Times
This summarization was done by Beige for a story published on 
The Economic Times