← Latest news 
RBI eases e mandate rules removing extra authentication up to Rs 15000 for recurring payments
Economy
Published on 24 April 2026
Recurring payments may skip AFA for amounts up to Rs 15000
The Reserve Bank of India has rolled out a new e-mandate framework from 2026 that relaxes Additional Factor Authentication (AFA) for recurring digital payments. Transactions will be authorised without extra authentication up to Rs 15,000 each. RBI also allows recurring payments such as insurance premiums and mutual fund subscriptions up to Rs 1 lakh without additional authentication.
- E-mandate framework takes effect in 2026
- AFA removed for recurring payments up to Rs 15,000
- Recurring insurance and mutual fund payments allowed up to Rs 1 lakh without extra checks
- Aim: simpler authorisation for digital recurring payments
Read the full story at The Economic Times
This summarization was done by Beige for a story published on 
The Economic Times