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UPI banks choke under volume growth two practical fixes can restore speed and reliability
Economy
Published on 24 April 2026
One fix is surprisingly simple, yet often skipped
NPCI’s profits are rising, but banks running UPI payments are struggling to handle the growing transaction load. Industry guidance points to performance upgrades that range from quick, straightforward changes to more complex system overhauls. The goal is to keep UPI processing fast and reliable as volumes surge.
- UPI volume growth is straining banks’ processing capacity
- NPCI profits are up, but processing-side bottlenecks persist
- Some performance fixes are quick and low-effort
- Others require deeper, more complex system work
Read the full story at The Economic Times
This summarization was done by Beige for a story published on 
The Economic Times